Investment real estate across the Niagara Region — from an agent who was buying duplexes before he was licensed to sell them.
The difference
Anyone can pull comps. The question is whether the deal actually works — the rent, the financing, the reno budget, the exit. I answer that the same way I answer it for my own money.
I was investing in Niagara real estate before I held a licence. Every recommendation I make is one I'd act on myself — and often have.
Cash flow, cap rate, cost of capital, value-add upside. If the numbers don't work, I'll tell you to walk — even when it costs me a commission.
Contractor quotes, tenant turnover, secondary suites and ADU rules — I've handled them on my own properties, so you don't learn the hard way on yours.
The philosophy
Most people think real estate works like this: buy something, hold it, hope the market goes up, cash out years later. That's not investing — that's waiting.
I work the other way around. The profit is made on the day you buy — by paying the right price for the right property. Below-market entry, income the property already supports, upside you can force with your own hands. If the deal only works because "prices always go up," it's not a deal.
That's what I hunt for with my clients: properties where the value is there on day one — equity at closing, cash flow from the first tenant, or a value-add play you control. Appreciation is the bonus, never the plan.
Recent deals
These aren't client stories borrowed for marketing. These are my own properties, my own money, and the day-one value each deal was bought for.
The play: buy under list, renovate with discipline, force the appreciation instead of waiting for it. Roughly $90K of equity created — not hoped for.
The play: knowing the street's real numbers — because I already own on it — meant recognizing a mispriced deal and moving fast. The profit was locked in at the offer table.
The play: a right-priced entry plus a focused reno turned this into a rental where the tenants carry the property. It pays for itself — appreciation is just the bonus.
Every number above is from my own portfolio. When we work together, this is the same underwriting your deals get.
Work with me
Whether it's your first rental or your next five doors, the process starts the same way: with the numbers.
Duplexes, multi-unit, and value-add properties across Niagara Falls, St. Catharines, and the wider region. Deal analysis included on every property we look at — you'll see the numbers before you see the basement.
Selling a rental or a principal residence? Pricing strategy from someone who understands what investors will actually pay — and how to present income potential so your property reaches both markets.
Secondary suites, garden suites, and ADU potential. I've navigated the zoning, the by-laws, and the buildouts on my own properties. If your property has hidden doors in it, I'll find them.
About
I didn't get licensed to start a career in real estate. I got licensed because I was already in one — buying, renovating, and renting properties across the Niagara Region with my own capital.
That order matters. It means I've sat on your side of the table: sweating a home inspection, negotiating with contractors, running the mortgage math at midnight. When I represent you, that's the experience doing the work.
Today I help investors and homeowners across Niagara buy, sell, and unlock value in their properties — with the same discipline I apply to my own portfolio.
Andrews Moses JebarajREALTOR® · The Investor Realtor
The tools
I picked my brokerage the way I pick properties: on the numbers and the tools. The Canadian Home app puts live MLS listings in your pocket — every new listing, price change, and sold record across Niagara and Ontario, the same data agents see.
Download it through my link and you're plugged into my deal flow directly: when something hits the market that fits your criteria — or looks mispriced like Bunting did — you hear about it from me, fast.
Download the app
Scan to download · direct line to my deal flow
Free tool
The Day-One Deal Analyzer is the exact math I run before buying — my own properties and my clients'. Punch in the price, rents, and reno budget, and it tells you straight: under-market entry, day-one equity, cash flow — or walk.
Auto Ontario land transfer tax, full income statement, 10-year projection showing all three ways a property pays you, and a reno budget tracker. Free. No email required. Works in Excel and Google Sheets.
Use it online Download for ExcelStraight answers
Niagara offers something the GTA can't: entry prices where the numbers can still work. Duplexes and value-add properties in Niagara Falls, St. Catharines, Welland, and Thorold can be bought at prices where rent meaningfully covers carrying costs — especially when you buy under market. But "Niagara" isn't one market; street-by-street knowledge is where deals are found, and that's exactly what I bring.
I underwrite before I show. Every property gets the numbers run — realistic rents, expenses, financing, and what the value-add play is worth — the same analysis I use for my own portfolio. If a deal doesn't work, I'll tell you before you waste a Saturday on it.
Yes — it's my specialty and my own strategy. I've navigated Niagara's zoning, secondary suite rules, and ADU regulations on my own properties, including renovations and licensing. If a property has conversion potential hiding in it, I'll spot it and tell you what it costs to unlock.
Absolutely. First-time investors get the most value from working with someone who's made the mistakes already. We start with a call about your goals and budget, then build a buy box — the property type, area, and numbers that fit — before we ever look at a listing.
The whole Niagara Region: Niagara Falls, St. Catharines, Welland, Thorold, Fort Erie, Port Colborne, Grimsby, Lincoln, Pelham, and Niagara-on-the-Lake. I live and invest here — this is home turf, not a territory on a map.
Not ready yet?
Most people aren't buying this month — that's fine. Follow along instead: real deals, real numbers, and what's actually happening in the Niagara market. When you're ready, you'll already know how I work.
Contact
Tell me what you're trying to do — first rental, next property, or selling one — and I'll tell you straight whether the deal works.
Prefer text? Message the cell — I reply fast.